Lovepreet Kaur

  • (209) 497-4588
  • (206) 981-7855
  • 1356 Mitchell Rd Suite B
  • Modesto, CA 95351

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Refinancing Isn’t Just About the Rate — It’s About Your Options
Refinancing Isn’t Just About the Rate — It’s About Your Options
Jan 28 2026   refinance options financial tool rate/term PMI
When most homeowners hear the word refinance, they immediately think one thing: getting a lower interest rate. While that can certainly be part of the picture, it’s far from the whole story. In reality, refinancing is less about chasing rates... Read More
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
Jan 19 2026   mortgage rates 30-year fixed 2026 January
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for... Read More
Lock-in Effect: Something big just happened in the U.S. Housing Market
Lock-in Effect: Something big just happened in the U.S. Housing Market
Jan 12 2026   Lock-in Effect mortgage rates housing 2025
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give... Read More
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
Dec 30 2025   average 30-year fixed mortgage rates mortgage rate update bond market holiday trading
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market.... Read More

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